Joseph R. Monte Carlo, CLU, ChFC
602.424.7502
jmontecarlo@camelbackrp.com

Joe grew up in Philadelphia and attended Temple University before graduating cum laude from St. Joseph's University in 1972 with a degree in business. Upon graduation Joe was hired by Connecticut General (CG) in their Cherry Hill, NJ, office as an estate planner and investment advisor. CG was known as the premiere company for training new reps in estate planning concepts.

After five successful years in a field office, Joe was invited to work in the home office in Hartford, CT, to be part of a task force designing a new approach to client needs analysis. After successfully designing and introducing these concepts to the entire Connecticut General field force, Joe came to Phoenix to help manage the local CG office here.

After a long, successful career with CG, Joe left in 1992 to join The Acacia Group. Joe spent 10 years with Acacia, where he was honored and recognized as a leading planner for the company. Joe's main focus is small business owners and his expertise is in retirement plans, business continuation planning, estate planning, and asset management.

In 2003, Joe and four other long-term colleagues formed Camelback Retirement Planners in order to provide a truly independent and comprehensive approach to financial planning. Camelback Retirement Planners believes that in order to provide world-class service and guidance, a financial professional should be free from the proprietary influences present at many of the large national firms.

Joe completed all requirements for his Chartered Life Underwriter designation in 1981. He then continued his studies and received his Chartered Financial Consultant designation a few years later. Joe participates regularly in education programs and conferences and is currently enrolled in a program which will allow him to challenge the Certified Financial Planner™ exam. In addition to keeping himself current through continuing education, Joe has also taught Financial Planning Concepts at Arizona State University. Joe is a FINRA registered representative and an investment advisor representative of Commonwealth Financial Network, member FINRA/SIPC.

Personal
Joe and his wife Marji live in Carefree, Arizona. They have two adult children and two grandchildren. They are active in their local community as well as their church. Joe and Marji love to travel, especially to “Rocky Point” Mexico with other close friends. And they love visiting with their grandchildren.